Quarterly Partner eNewsletter
Q2 2015
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By Brian Hickey, Vice President of Insuractive
To help your clients understand Medicare and prepare for health care costs in retirement, Medicare BackOffice® created the "Guide to Medicare: Helping You Navigate the Medicare Maze." Print or email the guide to clients who are turning 65 or already are on Medicare and remind them that Medicare BackOffice is there to help answer their Medicare questions.
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Your client calls from Africa with a broken hip, miffed that you didn’t warn him that Medicare and Medigap wouldn’t cover his mounting hospital bills. Now he might need to dip into his nest egg for $100,000 for the medical evacuation to get home. Learn what you need to know about Medicare and foreign travel to mitigate the risk to your clients.
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Dates To Know
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You are currently in the "Lock-in Period":
Feb. 15 — Oct. 14
What is it? When most Medicare beneficiaries are unable to change their underlying Medicare coverage, unless they have a Special Election Period.
Why should you know about it? If clients ask about changing their Medicare plans now, it’s important to know that generally they will not be able to do so without underwriting. If they have further questions, suggest they call Medicare BackOffice. |
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Up Next: Open Enrollment Is
Oct. 15 — Dec. 7
What is it? When all people with Medicare can change their Medicare health plan and prescription drug coverage for the next year.
Why should you know about it? Even though open enrollment is months away, now is a good time to start discussing health care costs with clients so they aren’t rushed come fall. Premiums, plans and drug formularies can change each year, so it’s good practice to direct clients to review their Medigap and prescription drug coverage annually to make sure they aren’t overpaying.
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www.MedicareBackOffice.com
1-877-385-8083 |
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