Medicare Supplement plans do not replace Original Medicare (Part A and Part B). They are an additional coverage to help pay the co-payments, co-insurance and deductibles that Original Medicare doesn’t pay. Medicare Advantage plans, however, do take the place of Medicare Parts A and B and usually include Part D Prescription Drug coverage. When a client enrolls in a Medicare Advantage plan, he or she moves completely into a private health insurance plan.
To learn more, check out the Medicare 101 page of MedicareBackOffice.com or read our “Guide to Medicare: Helping You Navigate the Medicare Maze.” You also can use the guide as a resource for your clients. Read more about how to use the guide.
