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Group Term Life Insurance

Help give your loved ones a more secure financial future.

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What would happen to your family if you suddenly died?

Term Life insurance can be a practical, no-frills way to guarantee your family will receive a stated benefit should you suffer an untimely death. Could be one of the best decisions you can make for your family, for their peace-of-mind and yours. It can save them from hardship if you are no longer around to support them.

Up to $500,000 in benefits
Up to $500,000 in benefits
You may elect up to $500,000 of member or spouse life insurance.
Portable protection
Portable protection
Keep your coverage when you retire, provided you continue your NPMHU Membership.
Specially negotiated NPMHU rates
Specially negotiated NPMHU rates
Rates may be paid through payroll deduction.
Calculate Your Premium

For questions call 1 (800) 604-6113,
Monday through Friday, 8:30 AM to 5 PM (ET)

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Use this handy calculator to get a good idea of what your rate will be.

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Please Note:
You must notify The Union Member Benefits Plan of any address change for you, your dependents and/or beneficiaries, and any change in employment and union membership status change, life status change (i.e., marriage, divorce, beneficiary or name change), or benefit changes requested. Notice must be in writing.

Underwritten By:

Underwritten by New York Life Insurance Company (51 Madison Avenue, New York, NY 10010 (on Policy Forms G-29315-8,-9,-10/GMR-FACE and G-29315/GMR-FACE). Please refer to the Certificate of Insurance for details of your coverage.

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. New York Life Insurance Company’s state of domicile is New York, and NAIC ID# is 66915.

Administered By:
Union Member Benefits Plan
P.O. Box 12009
Cheshire, CT 06410
Phone: 1-800-604-6113
Fax: 1-203-754-7847

We have the answers

You may apply for up to $500,000 in Term Life Insurance, regardless of the amount you have elsewhere. You may apply for up to $500,000 on your spouse as well, and receive up to $2,000 in coverage for each eligible dependent child, too.

Yes, as the member, you must be covered in order for your spouse to apply. Spouse coverage amount cannot exceed your coverage amount.

Yes! Your term life insurance policy will remain in force as long as you remain a dues paying NPMHU member and pay the required premiums when due. We will then bill you directly on a Monthly, Quarterly or Annual basis, whichever is the most convenient for you. Another option is an Electronic Fund Transfer from your checking or savings account.

Term Life Plan Application
Download Term Life Plan Application
To Request UMBP Brochures or to Provide Feedback.
Please complete all fields
Questions? We're here to help NPMHU members and their families
Call 1 (800) 604-6113
Monday through Friday, 8:30AM to 5PM (ET)
30-Day Free Look
Once you receive your Certificate of Insurance, if you’re not 100% satisfied within the first 30 days, return your Certificate (without claim) and we’ll send you a full refund of any premiums paid during that period and your Certificate will be considered never issued. You will be under no further obligation.