Captive Reinsurance Consulting
Get expert assistance in balancing your company’s benefit offerings and risk tolerance.
Let's talkOur differentiating expertise lies with captive reinsurance and the setup and ongoing operation of reinsurance arrangements covering premiums from employee benefit plans. With our deep expertise in voluntary benefit program design and implementation as well as group insurance in general, we are in a unique position to help Fortune 500 clients design and implement benefit plans within the context of their existing captive structure for maximum financial benefit to the Captive, the parent company, and the insureds within the Captive.
A typical engagement starts with a detailed financial analysis of the Captive and Parent financial and risk structure to determine whether expansion of the insurance offerings into personal lines coverage makes sense.
Where a financial opportunity exists, American Benefits Consulting then works with the Captive and client’s HR and risk management organizations to:
Address any Department of Labor and IRS filing requirements
Support a cost / benefit analysis through reinsurance design and cash flow projections
Develop and negotiate financial arrangements between the carrier and the Captive
Create and finalize the formal reinsurance agreements with the carriers
Design and implement benefit programs through the Captive
Review and evaluate the ongoing financial arrangement and its risk structure for program optimization as necessary
For all your employee benefit needs, we’re experts beyond the expected.
Contact us to discuss all your coverage needs.
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Like any great relationship, ours will start by getting to know your business. We’ll listen to what your benefit needs are and then work to find a suite of solutions that matches your objectives.
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